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Speaking with a top-rated mortgage consultant can help you set clear financial objectives in order to choose the most appropriate package to refinance your home mortgage. TaskGuru has helped thousands of homeowners find quality lenders that offer all the resources needed to make an informed decision. From expert advice to comparing interest rates, refinancing your loan has never been easier.

TYPES OF
HOME LOANS

30 Year Fixed Rate Mortgage Offers steady monthly payments over a 30 year term, more affordable payments as compared to mortgages with shorter terms. 15 Year Fixed Rate Mortgage Lets you pay off your home loan faster and reduce your interest payments over the life of the loan. VA Loan Offers long-term financing to eligible veterans, and is guaranteed by the U.S. Department of Veterans Affairs (VA). It can be obtained without a down payment and doesn’t require private mortgage FHA Loan Insured by the Federal Housing Administration (FHA), this loan gives the flexibility of buying a home with a lower down payment and credit score.

Conventional Loan Down payments as low as 3%. These loans have fewer restrictions than government-guaranteed loans. Conventional loans offer more flexible terms and program benefits. Adjustable Rate Mortgage A loan with an interest rate that changes.
There is an initial period where the rate is fixed, after which, the interest rate adjusts according to the market and loan terms. Jumbo Loan Exceeds the loan limit set by Freddie Mac and Fannie Mae. Typically, in most counties the Jumbo Loan limit is $453,100 but in some areas due to higher home prices, that limit is $679,650. USDA Loan No down payments required and credit qualification is more flexible than other loan types

Home Improvement A loan that’s used for home renovation or to buy a fixer-upper. Reverse Mortgage A loan for homeowners who are 62 years or older, enabling them to convert a portion of their home’s equity into cash. This loan can also be used to purchase a home. Interest-Only Loan A borrower makes monthly interest only payments due on a mortgage for a preset term, which is usually between 5 to 10 years. I CAN Mortgage This loan allows you to customize your loan term from 8 to 30 years. Non-QM Loan Obtain a loan using alternative methods of income verification.